Insurance is a choice you can't neglect.

You have worked hard to realise your dream, now you have to protect it.

We arrange both Comprehensive Car Insurance and Third Party insurance through industry specialist. This allows us to package your loan to include these costs in your loan. As car values drop significantly the minute it is registered and driven away from the showroom, comprehensive insurance may not cover the replacement of the car with a similar one if it is written off after an accident.

Selecting the right insurance for your situation and managing its costs is important, so speak to our consultant.

The Consumer Credit Insurance

Consumer Credit Insurance: This insurance is to cover accidental death, as well as disability and involuntary redundancy with subsequent vehicle hand back. The cover provides complete payout or security for ongoing payments while recovering.

Loan Termination Insurance

Loan Termination Insurance Consumer insurance provides short fall cover for the loan in instances when the policy holder has to hand back the car under certain circumstances. • Involuntary Unemployment; • Disability; • Critical Illness; • Personal Bankruptcy (for the self employed); or • Divorce

Total Assist Insurance

Total Assist Insurance
In the instance of total 'write off' of the car and the comprehensive insurer paying out, then this insurance will pay an amount based on the level of insurance purchased. Level 1 provides $5000 benefit, similarly level 2 is $4000 and level 3 is $3000.

GAP Insurance

GAP insurance is required to cover the risk of a vehicle being written off. The Guaranteed Auto Protection insurance meets the gap between replacement value and the value of comprehensive payout amount. This insurance premium is a one off payment for the term of the loan.